Our Shareholders

MCB has two shareholders, namely Malta Association of Credit Management (MACM) registered in Malta and Infocredit Group (ICG) registered in Cyprus. Each shareholder holds a 50% stake in MCB. Combining the international expertise of ICG in the field of credit scoring, with the credit management market knowledge of MACM, the company aims to develop the most effective and efficient credit scoring models for both individuals and corporates registered in Malta.

About MACM

MACM is a members-owned, not-for-profit organization, established in June 2001.  It is made up of Maltese organisations hailing from different sectors of the Maltese economy. 

MACM provides a number of services, including: 

  • fostering and facilitating the exchange of credit information 
  • encouraging efficient service in the collection of amounts due 
  • disseminating useful and instructive articles and ideas with respect to credit management techniques 
  • promoting economy and efficiency in the handling of estates of insolvent, distressed or bankrupt debtors 
  • promoting, supporting or opposing any legislative or other measures which effect the aforesaid interests represented in these and other developments. 

Further information about MACM may be found here.

About Infocredit Group

Infocredit Group has been a leading provider of business intelligence and risk management solutions for over 45 years. The Company provides first-class innovative solutions on Credit Risk Management, Compliance, Corporate Governance, Debt Recovery, Call Centre Services, Professional Training and Consulting.

With a focus on the global shift towards transparency, it aims to empower businesses by enabling critical trade and credit decisions and protects them from precarious scenarios and risky transactions. Its constantly expanding client portfolio comprises of companies, including Regulators/Governmental Bodies, Financial and Banking, Telecommunications, Audit and Legal Services, Foreign Exchange, Retail and Wholesale Trade as well as Credit Insurance, amongst others.

 

This company maintains an extensive network of strategic alliances with reputable companies and associations such as LexisNexis Risk Solutions, VinciWorks, ICSA: The Governance Institute, the Cyprus Chamber of Commerce and Industry and other organisations, extending across five continents including Europe, the Middle East, Africa, Americas and the Caribbean and Asia Pacific, granting it access to countless resources.

ICG has been granted with international certifications highlighting its commitment on continuous evolvement. Currently the Group holds a total of three ISO Certifications and other renowned accreditations demonstrating its reliability and operational consistency to grow. ICG Ltd has been certified with:

  • ISO 9001: 2015 for “Quality Management Systems” (the first in Cyprus to acquire this accreditation)
  • EN ISO 22301:2012 for “Business Continuity Management Systems” by EUROCERT
  • ISO/IEC 27001:2013 for “Information Security Management” by Cyprus Certification Company.

Further information about Infocredit Group may be found here.